Fetch - Fetch is an app that helps you get cash back on items you buy online and in stores. All you have to do is sign up with my referral code, link your credit or debit card, and shop as usual. Whenever you use your linked card, Fetch will automatically give you points which can be redeemed for gift cards or cash back. Bonus points are also available for purchases at select retailers, so it pays to check the app often!

Rakuten - Rakuten is a great way to save money on your favorite stores and brands. All you have to do is create an account, find the store or brand you want to shop from, and click through Rakuten’s link before making your purchase. Rakuten will then give you a percentage of your purchase back as cash rewards which can be used towards future purchases or donated directly to a charity of your choice.

Nexus RewardsNexus Rewards offers premium benefits such as discounts on hotels, flights, rental cars and more – all while earning points towards rewards like free stays at luxury resorts around the world. Plus they offer a new bill negotiation service that helps lower monthly bills like cell phone plans, internet costs and more!

Saving money doesn't have to be difficult or boring! With apps like Fetch and Rakuten and services like Nexus Rewards there are plenty of easy ways for anyone to start saving today – no sacrifice necessary! So why not try one (or all!) of these options today? You'll be glad you did!

Thanks for stopping by! See you soon!

-Kim "Money Saving" Ward